Attention homeowners in Homer Glen and Will County: Need an appraisal?Here are the top 7 reasons Illinois homeowners need Paul Hildebranski Appraisal Service:
At Paul Hildebranski Appraisal Service, we understand the unique needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Paul Hildebranski Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.Challenge Tax AssessmentLet's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Paul Hildebranski Appraisal Service is your best weapon when contesting your property tax assessment.Need to cancel PMI?An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Paul Hildebranski Appraisal Service is qualified in helping people just like you delete unwanted PMI insurance.Was your HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Paul Hildebranski Appraisal Service can provide you with a professional appraisal to help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have a veteran appraiser double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Paul Hildebranski Appraisal Service can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had done before. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion. |
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